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 | http://www.gilder.com/ | Issue 348.0/July 18, 2008

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HEADLINES:

-  The Week / Andy Kessler: Who Killed Bear Stearns?
-  Friday Feature / David Malpass: Investing, Post-Bush
-  Friday Blogger Bonus / Rich Karlgaard: Is the Oil Bubble Hissing?
-  Readings /


 

The Week / Who Killed Bear Stearns?

Andy KESSLER, speaking at Gilder/Forbes Telecosm 2008 (downloadable audio file): I’m sort of the token financial guy here. As George said, I started as an engineer. I’m fascinated by technology and increasingly fascinated by all the things it embraces, enhances and destroys.

 

The Wall Street Journal, the last couple of days, has had this minute-by-minute account of the demise of Bear Stearns, but nowhere in any of those accounts do they really go through who killed Bear Stearns. That’s what I want to know. That’s what everyone wants to know. So, I’ve put a list together of some of the suspects…


It often helps to take a step back and discover some of the history. And as some of you know from my previous talks, I love to connect the dots. So I’m going to connect the dots from Queen Elizabeth I to today…

The message? It was technology again. It’s good and it’s evil. It will elate you and it will bite you in the ass. You have to understand how to use technology in your favor without getting so drunk on the benefits of it that you think you’re invincible… There is this dance that goes on, and it has been going on for centuries, between technology and finance; between Silicon Valley and Wall Street. Sometimes it’s a lovers’ embrace and sometimes one partner has fangs and sucks the blood right out of the other one, and you’re never quite sure which one it is. But at the end of the day, it’s that dance that drives Wall Street and finance…

Listen to Andy’s complete Telecosm 2008 “Who Killed Bear Stearns?” talk: http://www.discovery.org/v/151
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George GILDER, Gilder Telecosm Forum:
Andy Kessler presented an uproarious investigation of Who Killed Bear Stearns at Telecosm 2008. His answer pointed not to the usual culprits (though he did politely finger Bob Metcalfe and me sitting in the front row), but to Bear Stearns' itself. After preparing a feculent feast of sub-prime pork ("they knew better than anyone else what was in it"), then packaging it all into putatively succulent AAA delicacies, they totally lost it and ate their own sausage.

The Gilder Telecosm Forum

The next logical step in the evolution of the Gilder Technology Report (published by Gilder Publishing, LLC in association with Forbes Inc., 1996-2007), the Gilder Telecosm Forum is the web’s premier technology investment discussion forum.

 

To learn how to join this powerful network of talented, tech-savvy investors and thinkers online daily to debate, discuss, and decode new and emerging technologies and share valuable and actionable investment advice, visit www.Gildertech.com today.  


Friday Feature /
Investing, Post-Bush

David MALPASS, Forbes.com “Current Events” (7/17/08): Though hard to see now, the U.S. will somehow survive the Bush Administration's weak-dollar malaise. While economic and financial performance in 2009--10 will be shaped some by immediate concerns--inflation, lower house prices, bank writeoffs and the likely increase in taxes and interest rates--bigger issues will probably have more impact on America's economic future.

 

Much of the developing world is in a tumult of growth, job creation, innovation and positive change. The new Administration in Washington will make hundreds of decisions about how the U.S. will interact with this change: defensively or confidently, and with either a goal of protecting Old Economy jobs or, better, inviting the growth of flexible new industries. Even more important than the government's stance, U.S. companies will commit themselves globally, choosing regions, countries and partners that will influence our economy for decades.

 

The next President's position on the weak-dollar debacle will further set the investment tone. With the dollar trying to find a bottom after its long, painful slide, Washington should take the damage-abatement step of restoring a portion of the dollar's value before the whole price level adjusts upward. A recent Los Angeles Times/Bloomberg poll showed that 76% of Americans think the government should do something to stop the dollar's decline. That's about the same percentage that thinks the country has been on the wrong economic path.

 

On June 3 Federal Reserve Chairman Ben Bernanke floated a "strong and stable" dollar standard, probably the first use of this growth-maximizing currency vision by a U.S. official since Ronald Reagan (though several foreign economies, including China and the euro zone, rely on it). For the moment Bernanke's support of the dollar has been undercut by the limp G8 communiqué of June 14. The eight finance ministers of the major industrialized countries complained idly about high commodity prices but didn't link them to the weak dollar or, presumably blocked by the Bush Administration, address the dollar crisis itself.

 

The economic stakes in the dollar crisis are high: The new Administration will be deciding not only the value of the dollar and the corresponding price of commodities but also whether diminished U.S. wealth and global influence caused by the dollar's devaluation are temporary or permanent.

 

A third issue, technological advance, is also likely to have more impact on our economic prospects than the current woes. Technology has taken a backseat to the financial crisis, yet it remains a key shaper of the economy and U.S. value creation. Which was more important to the 1990s, the savings-and-loan crisis or the expansion of the Internet? Clearly, the latter. Similarly, today's mortgage crisis will more than likely be overshadowed in the next decade by a technology that doesn't yet have a popular following.

Read More Malpass:

http://www.forbes.com/columnists/forbes/2008/0721/025.html
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Friday Blogger Bonus / Is the Oil Bubble Hissing?

Rich KARLGAARD, Forbes.com “Digital Rules” (7/16/08): Readers of this blog know that I’m always looking for silver linings in any cloud. Still, let me ask: Is this week's oil drop the start of a good trend?

 

Oil prices had started to drop last week. Then came news of Iranian missile tests, and oil quickly shot up again. Visions of Armageddon and $200 oil loomed for a couple of days. Then came analysis indicating that the Iranian tests were largely faked.

 

Why would Iran fake the tests? To wave a squirt gun and invite an Israeli/American strike, possibly nuclear, would be suicidal, wouldn't it? This makes sense only if you think Iran’s ruling mullahs truly are suicidal. Some think they are.

 

Another more rational explanation is that Iran threatened missile strikes only to keep oil prices high. Iran desperately needs high oil prices. Its economy is in the dumper.

 

Iran may very well be a long-term threat. I'll leave that debate to others more knowledgeable. But today Iran looks less like a short-term threat than it did a week ago, or a year ago, when the oil bubble began inflating.

 

In August 2007, oil was $70 a barrel. Supply and demand can’t explain oil’s doubling, because the rate of demand is slowing: The global economy has braked from 5% growth during 2003-2006, to 3.7% growth in 2007, to a projected 2.7% growth this year.

 

The weak dollar and ensuing inflation-caused speculation explain some of oil’s 11-month rise, but not all of it. How much is anyone’s guess. I would say $30 a barrel owes to pure inflation-caused speculation.

 

The leftover speculation has owed to Iran’s sword-waving. That sword looks a bit shorter and duller today.

 

I would not bet the ranch that oil is headed to below $100 a barrel. But it seems to me that the oil bubble is beginning to hiss. That would be good news the economy and stocks need now.

 

Check out Rich’s Digital Rules blog:
http://blogs.forbes.com/digitalrules/

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Readings /

Why Most Online Communities Fail
http://blogs.wsj.com/biztech/2008/07/16/why-most-online-communities-fail/?mod=mod

 

MIT's Guru of Low-Tech Engineering Fixes the World on $2 a Day
http://www.popularmechanics.com/technology/upgrade/4273674.html


Apple Now 3rd Largest US PC Vendor
http://www.appleinsider.com/articles/08/07/16/apple_passes_acer_to_become_third_largest_u_s_pc_vendor.html

Restructuring Costs Weigh on Nokia

http://online.wsj.com/article/SB121628945706261627.html?mod=2_1571_topbox

Machinima's Movie Moguls

http://www.spectrum.ieee.org/jul08/6383

Quantum Leap: Researchers have controlled the position of a single electron in a silicon circuit.

http://www.technologyreview.com/Infotech/21086/?a=f
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Friday Letter Editor: Mary Collins George / mcollins@gilder.com
 

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